These loans are eligible for any business size. Under the SBA, small businesses may be eligible for a business disaster loan or economic injury disaster loan. Money from these loans can also be applied to make improvements to minimize damage from any future freezes. The loans can be used to replace or repair equipment, machinery, or damaged or destroyed real estate. Visit them online, or call 1-80 to find out if you qualify to receive aid. The Virtual Business Recovery and the Virtual Disaster Recovery Center provides personal assistance to small business owners. Applicants should have their social security number, contact, damage, and insurance information readily available. You can apply online at or by calling 1-80. "FEMA will not cover losses covered by insurance," he says. But don't plan to ask for FEMA assistance and submit an insurance claim. To make the process more efficient, Taylor advises his clients to immediately file insurance claims and apply through FEMA's Disaster Assistance Program.
#Fema assistance for texas freeze code
You can enter your zip code to determine if your area is covered under the disaster declaration.īefore applying to FEMA, Michael Hamelburger, CEO of The Bottom Line Group, a cost reduction company in Baltimore, encourages applicants to "take photos and have receipts of everything and list all the damaged items and parts of your business."Īfter completing these steps, small business owners should contact their insurance company. The disaster declaration under FEMA initially covered 77 counties and was later expanded to 108 counties, covering nearly half of Texas. "FEMA's response to the crisis caused by the winter storms in Texas has been phenomenal," says Trey Taylor of Taylor Insurance in Atlanta. It is likely many owners already are assessing building and structural damage, costs associated with business interruption, loss of inventory, and damaged equipment.Īnd while the damage may feel isolating for many, there is help available for small businesses if you know where to look.įederal Emergency Management Agency (FEMA) Call the SBA at 1-80 (TTY: 80) or visit small businesses in Texas are in the process of addressing the damage from the historic and unexpected February winter storm. Small Business Administration are available to businesses, homeowners and renters. Low-interest disaster loans from the U.S. Remember to keep receipts from all purchases related to the cleanup and repair.ĭisaster assistance may include financial assistance for temporary lodging and home repairs, low-interest loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster. Take photos to document damage and begin cleanup and repairs to prevent further damage. If it is safe to do so, start cleaning up now.
The counties are: Angelina, Aransas, Bastrop, Bee, Bell, Bexar, Blanco, Brazoria, Brazos, Brown, Burleson, Caldwell, Calhoun, Cameron, Chambers, Collin, Comal, Comanche, Cooke, Coryell, Dallas, Denton, DeWitt, Ellis, Falls, Fort Bend, Galveston, Gillespie, Grimes, Guadalupe, Hardin, Harris, Hays, Henderson, Hidalgo, Hood, Jasper, Jefferson, Johnson, Kaufman, Kendall, Lavaca, Liberty, Madison, Matagorda, Maverick, McLennan, Montague, Montgomery, Nacogdoches, Nueces, Orange, Palo Pinto, Panola, Parker, Polk, Rockwall, Sabine, San Jacinto, San Patricio, Scurry, Shelby, Smith, Stephens, Tarrant, Travis, Tyler, Upshur, Van Zandt, Victoria, Walker, Waller, Wharton, Wichita, Williamson, Wilson, and Wise.
#Fema assistance for texas freeze update
Those who use a relay service such as a videophone, Innocaption or CapTel should update FEMA with their specific number assigned to that service. The toll-free telephone lines operate from 8 a.m. The fastest and easiest way to apply is by visiting If it is not possible to register online, call 80 (TTY: 80). If insurance does not cover all your damage, you may be eligible for federal assistance. By law, FEMA cannot duplicate benefits for losses covered by insurance. If you have insurance and are applying for disaster assistance, you must also file a claim with your insurance company as soon as possible. DENTON, Texas – Texas homeowners and renters in the 77 counties designated for individual assistance who sustained damage may now apply for disaster assistance with FEMA.
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