You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. Registered No : 656734 We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. Our registered number is .uk are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. We are registered with the Information Commissioner's Office as a Data Controller. Registered in England & Wales with company number : 09729631 | Registered Office : 9-11 Melville, Royal William Yard, Plymouth PL1 3RP | Intelligent Vehicle Finance Ltd is an appointed representative of XLCR Vehicle Management Ltd, which is authorised & regulated by the Financial Conduct Authority as a credit intermediary and for insurance mediation. Our terms and conditions of business can be found at Vehicle images where displayed are for illustrative purposes only and may not be the exact model advertised.
Once a vehicle has been ordered and the loan approved (where applicable), if you subsequently decide to cancel you will need to pay for the cost of all the services provided to you already up to the point of cancellation.Īll deals are subject to availability and can be withdrawn at any time. We will also tell you when you have a right to cancel along with any other expected charges which might apply. You have the right to know the amount of any payment we will receive for our service. Where applicable, any amount we receive in this way will be included in your monthly payments and the total amount you pay over the term. The amount we receive may vary depending on the choices that you make. We may receive a discretionary payment, or other benefit from any lender(s) or supplier(s) that we introduce you to. An initial documentation fee and an end-of-contract fee of up to £210 + VAT each may apply. Payment for the service that we provide you will be made up of an administration fee which will be clearly detailed on your quotation, which you will pay to us directly. When this pre-registration process takes place, it means that customers will only receive the balance of any manufacturer's warranty or breakdown cover, and where the agreement length is greater than three years from the date the vehicle was first registered, customers on non-maintenance agreements will be responsible for paying for any MOT certificate(s) as required. To obtain the best possible discounts, vehicles are often pre-registered in bulk batches, or have to be registered by a certain date, which may be well before you take delivery. Your vehicle is at risk if you do not keep up with the repayments. Where Road Fund Licence is included, it is at the current rate, and you will need to pay the difference if that rate changes. The lender may make additional charges under the terms of their agreement for cherished number plate transfers, foreign travel authorisations, missed or late payments, or in circumstances where you grossly exceed the agreed mileage, mistreat the vehicle, or if they need to administer any parking fines, road traffic offences, congestion charges, etc. Packages including tyres, servicing, & insurance are available.Įxceeding any agreed mileage will incur a charge at the end of the contract. VAT-registered business users on the standard scheme may be able to claim up to 100% of the VAT dependent on the vehicle's use.Ĭustomers are responsible for all servicing, maintenance and insurance costs unless otherwise stated. Prices quoted for personal users include VAT. Prices quoted for business users exclude VAT. The Financial Ombudsmen Service (FOS) is also an agency for arbitrating on unresolved complaints between regulated firms and their clients. You can use their conciliation service if you are unhappy with the service that we provide.
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We are not a lender.įor your protection and peace of mind, we are members of the British Vehicle Rental & Leasing Association, and we follow their code of conduct. As an Appointed Representative of XLCR Vehicle Management Ltd we are authorised and regulated by the Financial Conduct Authority as a credit broker and for insurance mediation.
We are an independent credit broker, sourcing vehicles and introducing customers to lenders with access to a representative range of competitive vehicle finance products and services, and general insurance products.
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